Commercial Real Estate Financing

We have available sources for the most competitive rates and terms for both of these programs. Rates are low single digits and fixed terms out to 25 years.

We offer conventional loans for stabilized investment and owner occupied real estate from $100,000 to $100,000,000 or more in major markets nationwide. Rates can be as low as in single digits with LTV’s as high as 75% and terms out to 10 years with 30 year amortizations. Properties considered are multifamily, industrial, office, Hotels, Mobile Home Parks, Self-storage & Retail for acquisitions and refinance.

In today’s commercial real estate market there are a few options to finance properties with one of them being a CMBS loan. CMBS stands for “Commercial Mortgage Backed Securities”. It is a type of mortgage-backed security backed by commercial properties that are “securitized” into a pool, and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs etc. The benefits from a borrowers perspective is a very low interest rate, non-recourse debt, with fixed term up to 10 years with 30 year amortizations with the ability to cash out. There are only a few investment banks offering these since the crash of 2008 and we have long standing relationships with all of them acting as correspondents for them. Properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored shopping centers, Credit Single Tenant. Loans amount are $1,000,000 to $50,000,000

Read More on CMBS Loans

Velocity Commercial Investments,Inc is very experienced at securing sources avialble for Equity or Mezzanine financing for commercial real estate transactions. We can help tailor fit solutions from our resources depending on each client’s situation. We represent various capital sources and high net worth investors to fund such transactions. Loans amounts are from $2,000,000 to over $100,000,000.

Commercial real-estate borrowers may use mezzanine financing to help expand their business by acquiring new property or office building.

FHA financing provides long-term, fully amortizing, fixed rate, non-recourse loans. This program is for acquisition , refinance, new construction and/or substantial rehabilitation of: Multifamily rental housing, Seniors housing, Healthcare facilities including special care, and Hospitals. Highlights to this program include: Very low permanent fixed rates, Fully amortizing, fully assumable, Non-recourse, Integrated construction / permanent financing, Credit enhancement for tax-exempt financing. Loan amounts are generally $2,000,000 to $50,000,000.

Read More on HUD and FHA Commercial Mortgages

VCI’s sources still have the ability to offer construction financing for projects. Often times it can be structure construction to permanent financing depending on the project/s. Loan amounts are generally $5,000,000 to over $100,000,000. Sponsors or principles of the deal have to be experienced with equity in their projects.

Velocity Commercial Investments,Inc has the expert sources and experience in financing commercial real estate in foreign markets. Our sources can structure debt, equity, or mezzanine financing for all types of properties worldwide. Loan amounts are generally $5,000,000 to 1 Billion dollars. Our lending sources are very active in the European markets and Eurasia but can consider transactions in other areas of the world.