Velocity Commercial Investment Inc. has a direct source for Commercial Development and Construction Loans. In a time when construction lending from traditional banks have virtually dried up, we recognize that there are still viable and good projects that need financing in today’s market. Our lending resources don’t credit score on our applicants for this program. Our lending resource team makes all the decisions in house and they employ a multi-angle underwriting approach to each transaction that allows our team to make a decision quickly without going to committees. There are no upfront fees or countless delays in obtaining financing. Our process is straight forward and simple. Below are the details and parameters to our innovative program available from our sources.

Program Highlights

  • Nationally. They can look at International projects on a case by case basis.
  • Loan Amount: $3,000,000 to $50,000,000
  • Funding time: 45 days or less. Yes, they can typically fund the project in this time frame.
  • Interest Rate: Competitive (1% rates for Churches)
  • Amortization: up to 25 years
  • Term: 5 years – Also can structure a construction to permanent loan with interest only during draw down periods.
  • Points: Up to 4% to be paid at closing
  • Fees: None
  • Non Recourse

Collateral: Hard assets such as real estate, land or equipment.

Depending on the project there are some cases where they will take an equity stake in the project.

Borrower Requirements

  • The ability to have at least 10% liquid cash of the project size to put into your project. This is a must and non-negotiable
  • Must have the ability to demonstrate that you can perform on your project with a good business plan

Industries we are aggressively looking to finance:

Construction and Development, Hospitality, Office, Multifamily, Retail, Golf Courses, Oil and Gas Industry, Special Use Properties, Mining, Churches and many more.

Call one of our expert loan analysts for a consultation on your project.







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